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Not so fine print: Most reports cost 1 credit, and your credits never expire. For recurring accounts, credits are added to your balance monthly. Additional credits can be purchased any time you need, at your monthly subscription rate. There is no activation charge, and you can cancel your subscription at any time.
All payments are via Paypal. You do not need to register for a Paypal account for Pay-As-You-Go credits, but you will need a PayPal account for a subscription.